That's only for things like online money transfers, and not account related. They maybe have pulled the particular document I'm referring to, but at one point

That's only for things like online money transfers, and not account related. They maybe have pulled the particular document I'm referring to, but at one point they had the same / similar text to what Schneier quotes. https://www.schneier.com/blog/archives/2007/04/bank_botches_tw_1.html https://www.schneier.com/blog/archives/2007/04/bank_botches_...