That claim is complete bunk. Does't seem like the op has much experience living in Africa. Frankly, he sounds like one of those highly paid world bank 'arm chai

That claim is complete bunk. Does't seem like the op has much experience living in Africa. Frankly, he sounds like one of those highly paid world bank 'arm chair' consultants. They see mPesa working then scratch their heads and wonder: now how can I make it fit my beautiful economic theory? :) By the way for more articles of this kind check out: http://AfriTech.com http://AfriTech.com