Our customers are doing millions with ACH, most pricing of quality ACH providers is 0% + 25-40 cents and a $20/month service fee. So if the 1% was capped at $2

Our customers are doing millions with ACH, most pricing of quality ACH providers is 0% + 25-40 cents and a $20/month service fee. So if the 1% was capped at $20, I could bring over a lot of business from low-risk non-profits.