Since they are in a sector that is in a dire need of change, why should one company reinvent the wheel? The goal is to push the boundary of the space instead of

Since they are in a sector that is in a dire need of change, why should one company reinvent the wheel? The goal is to push the boundary of the space instead of redoing the same thing over. Balanced did ach payouts first and then Stripe just released it. You should be glad there are two good companies competing. Calling Balanced a group of subpar copy ninjas is very ignorant. Dealing with payments, fraud, and banks is an extremely difficult. I rather Balanced tackle new problem in the payments like ACH debits than reinventing their documentation. Plus, they are a much smaller team than Stripe. If a sector is already a polished like project management, then you can complain about how one company is not perfect enough with its smaller features. (I don't work for either, but I use both apis extensively)