"Assuming there's no fraud" makes two very nasty assumptions: That there is no fraud, and that fraud is the only way this can go sour for the donor. If both of

"Assuming there's no fraud" makes two very nasty assumptions: That there is no fraud, and that fraud is the only way this can go sour for the donor. If both of these were the case, I imagine there would be no reason at all for articles like this or most of the comments here. As it is, there is fraud and there are other issues at work making this riskier than it should be (from a prospective donor's point of view).