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Why haven't banks created two way verification system yet??? Let me approve or disapprove a charge or money transfer of a certain amount via a text message!!!
by paul9290 13y ago
Why haven't banks created two way verification system yet???
Let me approve or disapprove a charge or money transfer of a certain amount via a text message!!!
- sjmulder 13y agoI’ve been with a few different banks (ING, Rabobank, Bizner, HSBC) and they all use two step verification. Some send texts, others use a card reader or such.
- dkl 13y agoIng in the US was bought by Capital One, and neither use key fobs (if that's what you meant). Are you in the EU?
- jeffasinger 13y agoI think a lot of banks just send a confirmation email. That's actually fine, because due to the non instantaneous nature of today's banks, they can cancel the transactions for the next day or so.
- peterwwillis 13y agoThere's a trojan app for that.
- redsparrow 13y agoIndeed there is. There exists Android malware that infects your PC with a Zeus variant and then the two work in concert to intercept your SMS-based two-factor authentication.