I live in the UK, so all my medical costs are covered by the state. However, I still don't go base jumping. Even if the costs are covered, I still don't want t

I live in the UK, so all my medical costs are covered by the state. However, I still don't go base jumping. Even if the costs are covered, I still don't want to spend six months in traction after I break my back because the parachute didn't open. Similarly almost all the people I know either don't smoke, or want to stop smoking, because even if you can do it free of charge lung cancer just isn't much fun.