I had ACL & torn miniscus surgery 16 months ago and live in Canada, here are my experiences (excellent breakdown btw). It changed my life in many ways, but that

I had ACL & torn miniscus surgery 16 months ago and live in Canada, here are my experiences (excellent breakdown btw). It changed my life in many ways, but that's another story. Though surgery is voluntary and I injured it playing soccer, the operation is covered by Medicare (which is a mandatory $64/month as I am self-employed). So not including opportunity costs for missed work and time for pre and post-op doctor's visits (about 8 of them), my costs not covered were: - Post-surgery pain killers: $30 for T3's for a week. I refused the Percocet's, although the pain was bad I could still sleep. - Physio visits. They'd have you 2-3X per week for the whole duration if they had it their way, at $70 per appointment. I can't afford that, so I went once a week for three months = $840. - I declined the $900 custom knee brace that helps you get back playing sports sooner. - Rental of crutches for two months $25 And crutches are NOT as easy as I once thought, when you'd hop around on hour friends crutches for a few steps. I'm pretty fit, but a few blocks in them has you sore and sweating. Take care of those knees!!