As I read the OP's comment my first thought was "I know what he means but 'she owes me' is probably not the best way to state it". I think you ran off on an unn

As I read the OP's comment my first thought was "I know what he means but 'she owes me' is probably not the best way to state it". I think you ran off on an unnecessary tangent about the term "owes". The point was "I'm glad she doesn't run me over but that's something we should expect vs be grateful for given we'd like the same courtesy applied when we're on foot"