You keep calling it childish. I have no idea what you mean by that. I think it's a pretty straightforward argument. You'll also see a lot of personal finance ar

You keep calling it childish. I have no idea what you mean by that. I think it's a pretty straightforward argument. You'll also see a lot of personal finance articles that will tell you to skip your morning coffee to save some money. I always think, well, my morning coffee is what money is for! This coffee thing is definitely part of the zeitgeist and it seems reasonable to address it.