> At the higher end. Well. It seems that a US entity is the way to go. If you structure the vehicle according to some strict rules, you don't incur any US tax.

> At the higher end. Well. It seems that a US entity is the way to go. If you structure the vehicle according to some strict rules, you don't incur any US tax. The fixed costs are much, much higher, but the breakpoint is probably lower than people think. This is especially true if you have any kind of cost-base in the US. Yeah, absolutely. There are Australians out there with US entities so they can use Stripe; that ultimately seems the way to go if you are doing volume/have thin margins. I'm (about to) run a niche, high-margin service so Pin isn't too bad, esp. at the intro pricing. The good thing is that their API's are so similar that porting across isn't a lot of work if you need to do so down the track, and/or if Stripe launches a local offering. I really like what Pin is doing, but clearly they only have so much push with the bank(s). Perhaps in time (when they get more volume) they can pass on some savings to end-users.