There will start to be issues and price hikes when accidents happen and the insurance companies start taking notice of this: your home insurance price gets mutl

There will start to be issues and price hikes when accidents happen and the insurance companies start taking notice of this: your home insurance price gets mutliplied by two if you want it to cover short renting... I see that as a non-legal positive and useful self-regulation of the market. And then you will get adverts 'this AirBnB rental is insured', etc. I do not see this solution as bad at all. And I guess it is related to the hotel and B&B owners' complaints.