> First, you always need to have cash because there is no cashless economy and you need cash to pay for everyday expenses, and that is a significant amount of m

> First, you always need to have cash because there is no cashless economy and you need cash to pay for everyday expenses, and that is a significant amount of money impacted by inflation. How long do you hold onto your cash? I mean an actual bill. Remember inflation only impacts cash while you have a particular bit of cash. If I hold onto $200 cash as an emergency fund, that $200 is impacted by inflation. If my wallet goes from $200 to $10 every week, then only $10 is impacted by inflation. > Second, there is no serious rationale to have inflation You are going to have to try much harder to debunk inflation than you are doing here. Most of the modern economic theory calls for a nominal amount of inflation (1-2%) as good for the economy. I was correlating time-value to inflation, as they are similar impactors. > Inflation is punishing savers, in turn punishing investment and lowering the economic expectations. Except every system I have ever seen that isn't your mattress is designed to give you inflation coverage + an ROI to compensate you for potential loss. How is that hurting savers?