This article might be relevant if you're 20 years old. For the other parts of your life, when you want to have a family, and a spouse (whom you don't spend all

This article might be relevant if you're 20 years old. For the other parts of your life, when you want to have a family, and a spouse (whom you don't spend all your time arguing about money with), and also enjoy the nice parts of life like traveling, a comfortable home in a good area with good schools, the ability to change whatever you're doing if you're unhappy, to get great healthcare should you need it, etc etc... you need wealth. Period. Btw, a high income, high expense lifestyle is not "rich" because you are a slave to your job. Wealth is an entirely different world all together.