Perhaps the point is that it shouldn't be such an easy decision for you, and that if it is you're probably not as passionate about your startup as you should be

Perhaps the point is that it shouldn't be such an easy decision for you, and that if it is you're probably not as passionate about your startup as you should be. To me, it sounds like you're passionate about money. That doesn't make you insane, but it might make your startup less likely to succeed.