Exactly, and thank you. There are a lot of options between borrow 100% of a 4-year degree at the most expensive option available, and don't go to college at all

Exactly, and thank you. There are a lot of options between borrow 100% of a 4-year degree at the most expensive option available, and don't go to college at all. I think most people that want to go to college can find an option that works without burdening them with life-crushing debt. It might not be 4-years of the typical undergrad experience at State U though. You might spend a couple of years at community college. You might take 8 years to finish because you are working your way through school. There is nothing wrong with any of those options.