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> taxes Higher in Canada, both income and sales > health provision N/a for me since health insurance was a given for every job I had in California > license
by jbarham 13y ago
> taxes
Higher in Canada, both income and sales
> health provision
N/a for me since health insurance was a given for every job I had in California
> license fees (eg vehicles)
Cars are much cheaper to buy and operate in California than Canada
> cost of housing
FWIW the Canadian housing market is currently in a massive bubble, comparable IMO to where the US was in 2007 (i.e., peaked and on the verge of bursting)
> utilities
Negligible on a software engineer's salary
> cell phone plan
More expensive in Canada
> reasonable retirement provision
Social Security or Canada Pension Plan: Good luck!
> child care and education provisions
Given that my wife couldn't work in the US it was n/a for me, but we could comfortably afford for her to stay at home when our first son was born.
- rogerbinns 13y agoThe health provision is a big expense, especially as it comes in the taxes column in Canada (and most civilized countries). In California your taxes include health provision for others (disability, medicare/aid) but not you. Even if health provision is given in California by your employer, that is many hundreds of dollars a month that could otherwise go to your salary. The Californian housing market has been in a bubble for decades! I just compared the Bay Area with Vancouver, and the latter is considerably cheaper, at least half price.
- jbarham 13y ago> I just compared the Bay Area with Vancouver, and the latter is considerably cheaper, at least half price. How exactly did you arrive at that conclusion considering that according to The Economist, Vancouver is the most expensive city in North America: http://www.huffingtonpost.ca/2013/02/06/vancouver-most-expensive-city-to-live-economist_n_2631806.html http://www.huffingtonpost.ca/2013/02/06/vancouver-most-expen... For anyone interested in doing an objective comparison between the cost of renting a 2-bedroom apartment in Vancouver vs. California, here are some links: Vancouver: http://vancouver.kijiji.ca/f-real-estate-apartments-condos-2-bedroom-Vancouver-W0QQCatIdZ214QQLocationZ1700287 http://vancouver.kijiji.ca/f-real-estate-apartments-condos-2... San Jose (Silicon Valley): http://www.rentals.com/California/San-Jose/apartments-property-type-2-beds-1z141yl+1z141y8/ http://www.rentals.com/California/San-Jose/apartments-proper... Irvine (Southern California): http://www.rentals.com/California/Irvine/apartments-property-type-2-beds-1z141yl+1z141y8/ http://www.rentals.com/California/Irvine/apartments-property...
- rogerbinns 13y ago> How exactly did you arrive at that conclusion ... Did a Google search for Vancouver rentals, clicked on the first 3 results, verified that it was Vancouver Canada and not Washington state, and then clicked around the maps/listings. The first two links do seem to indicate Vancouver being cheaper than San Jose when eyeballing it, but you'd need a data export or graphs of dollars per square foot averages to be fully comparable. BTW I picked Vancouver because it is on the west coast as is the bay area. Some indications are that Toronto would be a better choice, and perhaps compared to Chicago or NYC instead. > ... according to The Economist, Vancouver is the most expensive city in North America ... Note that they are measuring the cost of living, not the price of accommodation although the latter should account for a large amount of the former. You also have to be careful what is being compared - for example they list Colombo (which I'm personally familiar with) amongst the 20 cheapest, but that certainly isn't the case for a lifestyle equivalent to the bay area, and cars are eyewateringly expensive there due to import duties (around 5 times the price in the US!)