I use my Amex personally for both the rewards as well as extra consumer protection. Example: I recently had to re-purchase a plane ticket three times due to ext

I use my Amex personally for both the rewards as well as extra consumer protection. Example: I recently had to re-purchase a plane ticket three times due to extenuating circumstances that the normal travel insurance would not have covered. American Express refunded both tickets from a five minute phone call. Buying the tickets with Amex saved me $1k.