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I'm sorry, but don't smart cards completely obviate the skimmer issue? Aren't they widely used in Canada and Europe? I'm not terribly knowledgeable in this are
by orofino 13y ago
I'm sorry, but don't smart cards completely obviate the skimmer issue? Aren't they widely used in Canada and Europe?
I'm not terribly knowledgeable in this area, but I thought this was a solved problem being held up by corporate interest in the US.
- mpyne 13y agoThe smart card I have requires only a PIN, and that PIN can be intercepted by suitable hardware can it not?
- dan-bell 13y agoI've heard of pinhole cameras being used in card skimming operations where PIN numbers are required.
- jonknee 13y agoThat doesn't do anything for a chip and pin card. You need the chip too.
- norse1 13y agoHere in the uk they skim your card, create a replica and use a pinhole camera to get your pin.
- icebraining 13y agoAs far as I know, you can't skim the chip. In the EMV system, the private key is only accessible to the internal "CPU", not the reader.
- maxerickson 13y agoIsn't the whole point of the "smart" that the card is difficult to replicate and must be present?
- mpyne 13y agoYes that's true, I was thinking of the case where we assume the card is stolen.
- takluyver 13y agoYes, in Europe Chip-and-PIN cards are the norm - the card has an embedded microchip which the reader communicates with electronically. But they still have the magstripe as well, for backwards compatibility.
- kalleboo 13y agoYes but I have yet to see an ATM anywhere that uses a chip reader slot, they all pull in the card in the same manner as a magstripe ATM (if they use the chip internally, I do not know).