Indeed. People generally understand when you tell them "I can't afford to live without a paycheck." Ignore the rest of the things you're worried about, don't s

Indeed. People generally understand when you tell them "I can't afford to live without a paycheck." Ignore the rest of the things you're worried about, don't say anything about serious doubts or that you think they are idiots, just let them know it's not a viable for you to continue to work without pay. Keep it simple.