Seems almost like their wish would be free for everybody, but of course Google has to pay to process your credit card so they can't very well give you that for

Seems almost like their wish would be free for everybody, but of course Google has to pay to process your credit card so they can't very well give you that for free. And if they charged you anything less than 1% for CC transactions, even if it cost them less than that, they'd have people gaming it for the purpose of accumulating CC rewards like cashback and airline miles.