> "When that happens, how will Google address fraud claims?" Presumably the same way PayPal handles "personal" funds transfers - they don't. They've specifica

> "When that happens, how will Google address fraud claims?" Presumably the same way PayPal handles "personal" funds transfers - they don't. They've specifically flagged this as between friends and family only, which is to say it comes with no warranties. PayPal also has a lower-fee version of their service for the same use case - you get the lower rate in exchange for giving up purchase protection. This is also why when buying things online anyone who asks you to mark the payment as "PayPal gift" should be given a very stern sober second look.