That is because while it is easy to get your money back for most transactions if there is a disagreement, wide range legal battles are a much bigger threat. He

That is because while it is easy to get your money back for most transactions if there is a disagreement, wide range legal battles are a much bigger threat. Heck if you don't have the right TOS you could get sued by someone who never purchased from you in a court on the other side of the country.