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This was inevitable. The group that pays the least, when it is folded into a larger more varied group, will pay more. There was no way this was not going to wo

by nmcfarl 13y ago

This was inevitable. The group that pays the least, when it is folded into a larger more varied group, will pay more. There was no way this was not going to work this way. However - how many young men who are not insured by their employers, pick up medical insurance? I know I didn’t. I’d imagine this is just guys who've gotten married and had a kid AND who are on the upper end of the income bracket for the uninsured.

ScottWhigham 13y ago
However - how many young men who are not insured by their employers... Maybe that comment works on reddit or other sites but I think many if not most of us here at HN work for ourselves or for startups who likely aren't able to provide across-the-board healthcare coverage for all employees. Given that the 20s and 30s are "the years to have kids", this group would include almost all budding entrepreneurs who want to get started in their 20s and have a family while doing so.
dragonwriter 13y ago
> However - how many young men who are not insured by their employers, pick up medical insurance? Under the ACA, essentially all of them will be required to.
- hga 13y ago
  Not quite. Many people are getting their work hours reduced to less than 30 a week, a part time status exempts employers from Obamacare mandates. From "food service" workers to higher education adjunct professors. Tax something and you'll get less of it. This most certainly includes "young" employment.
  - dragonwriter 13y ago
    > Not quite. Many people are getting their work hours reduced to less than 30 a week, a part time status exempts employers from Obamacare mandates. Irrelevant to the comment this was offered in response to, which discusses the individuals that will be required to get insurance, not the employers that will be required to provide it. Essentially all individuals will be obligated to purchase insurance (with a penalty/tax if they fail to do so); in some cases, employers will provide it (either by existing mandate, expanded mandate, or choice), but that's mostly beside the point. > Tax something and you'll get less of it. This most certainly includes "young" employment. Well, yes, that certainly is a fundamental problem with imposing special additional taxes on employment as opposed to other income as we do through payroll taxes which promotes (given equal efficiency before considering taxation) capital-heavy over labor-heavy methods of production and suppresses employment, but since PPACA doesn't contain special taxes on "young employment", I'm not sure how its germane to the immediate conversation.
- nmcfarl 13y ago
  This is actually what I was trying to point out with that statement - but I clearly muddled it. The class who will see the biggest jump are probably not the young men who are insured and pay for insurance. But the young men who are uninsured and don't pay for insurance.

by nmcfarl 13y ago

ScottWhigham 13y ago

However - how many young men who are not insured by their employers... Maybe that comment works on reddit or other sites but I think many if not most of us here at HN work for ourselves or for startups who likely aren't able to provide across-the-board healthcare coverage for all employees. Given that the 20s and 30s are "the years to have kids", this group would include almost all budding entrepreneurs who want to get started in their 20s and have a family while doing so.

dragonwriter 13y ago

> However - how many young men who are not insured by their employers, pick up medical insurance? Under the ACA, essentially all of them will be required to.

hga 13y ago
Not quite. Many people are getting their work hours reduced to less than 30 a week, a part time status exempts employers from Obamacare mandates. From "food service" workers to higher education adjunct professors. Tax something and you'll get less of it. This most certainly includes "young" employment.
- dragonwriter 13y ago
  > Not quite. Many people are getting their work hours reduced to less than 30 a week, a part time status exempts employers from Obamacare mandates. Irrelevant to the comment this was offered in response to, which discusses the individuals that will be required to get insurance, not the employers that will be required to provide it. Essentially all individuals will be obligated to purchase insurance (with a penalty/tax if they fail to do so); in some cases, employers will provide it (either by existing mandate, expanded mandate, or choice), but that's mostly beside the point. > Tax something and you'll get less of it. This most certainly includes "young" employment. Well, yes, that certainly is a fundamental problem with imposing special additional taxes on employment as opposed to other income as we do through payroll taxes which promotes (given equal efficiency before considering taxation) capital-heavy over labor-heavy methods of production and suppresses employment, but since PPACA doesn't contain special taxes on "young employment", I'm not sure how its germane to the immediate conversation.
nmcfarl 13y ago
This is actually what I was trying to point out with that statement - but I clearly muddled it. The class who will see the biggest jump are probably not the young men who are insured and pay for insurance. But the young men who are uninsured and don't pay for insurance.