You're pretty off-base. My mother has a group PPO here in the US that isn't anything special and just went through this procedure preventatively, after survivin

You're pretty off-base. My mother has a group PPO here in the US that isn't anything special and just went through this procedure preventatively, after surviving ovarian cancer and finding that she was also at severe genetic risk for breast cancer. Her insurance covered all of the mastectomy and the reconstruction.