A couple of online resources: http://www.mrmoneymustache.com/ http://www.mrmoneymustache.com/ http://www.reddit.com/r/frugal http://www.reddit.com/r/frugal

A couple of online resources: http://www.mrmoneymustache.com/ http://www.mrmoneymustache.com/ http://www.reddit.com/r/frugal http://www.reddit.com/r/frugal The simplest possible advice from an old fart is to save 10% of whatever you make, right now! While you're doing this research, start saving/paying down debt. You have the magic of compound interest on your side. As for where, since mutual fund managers are judged against indexes, and most don't beat them, stashing your cash in a broad index/no-load mutual fund makes sense to me, and it's what I do. If you think the economy is going to collapse when your retirement nears (or sooner), then gold, guns and ammo are the alternative ;-) http://www.forbes.com/sites/richardfinger/2013/04/15/five-reasons-your-mutual-fund-probably-underperforms-the-market/ http://www.forbes.com/sites/richardfinger/2013/04/15/five-re...