This mindset is slightly frightening to tell the truth. 33 years without debt, and having to give money to the bank because people are suspicious of purely basi

This mindset is slightly frightening to tell the truth. 33 years without debt, and having to give money to the bank because people are suspicious of purely basic financial responsibility. I mean, taking a job is not borrowing money, you're paid after the period of work, you're the creditor, the rent is paid in advance, you're still the creditor. Does having savings counts positively in the credit rating?