> For landlords and banks that's clearly a feature, not a bug. A person with a "safety net" is a lower default risk. I remember reading sometime ago that credi

> For landlords and banks that's clearly a feature, not a bug. A person with a "safety net" is a lower default risk. I remember reading sometime ago that credit card companies would often actually offer better terms and larger credit limits to people receiving benefits (welfare) than those who were employed when the total amount of income was the same. An unemployed person losing their benefit was judged to be a lower risk than an employed person losing their job.