I would have to agree with this. Being smart does not guarantee wealth. There are a lot bright people who got good grades in HighSchool, finished college, etc.

I would have to agree with this. Being smart does not guarantee wealth. There are a lot bright people who got good grades in HighSchool, finished college, etc. This is because they have to -- get good grades. But after graduation, it becomes an entirely different story. It takes more than brains to get rich. Opportunity, guts, risk-taking are just some of the factors... Just my two-cents...