No your deluded if you think people will shop around for something that has no direct influence on their finances. Your absolutely correct that ideally everyone

No your deluded if you think people will shop around for something that has no direct influence on their finances. Your absolutely correct that ideally everyone would do the "right thing" and make the financially prudent decision that benefits society and shop around for a good price on a procedure. However no one will do that. Most people don't care because like I said it doesn't influence me and even if I did the "right thing" I am bound by both my fellow employees ( via our small pool ) and US tax law ( by medicare and insurance subsidies ) to split the cost of _everyone's_ actions so unless a majority of society gets on board my actions matter little. In effect I will continue to go to the nice hospital for elective surgery because its nice there, ya so what they charge someone else 300% more for the same stuff, the food is better and I get free TV in my room.