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>In my personal experience, the law has made insurance less affordable. Last year I had a PPO insurance plan at work that cost $216 per month for a family plan
by 300bps 14y ago
>In my personal experience, the law has made insurance less affordable.
Last year I had a PPO insurance plan at work that cost $216 per month for a family plan and had very tiny out of pocket expenses. This year my employer dropped the PPO as being unaffordable and switched to a HDHP that costs the same $216 per month for my family plan. Now the plan pays literally nothing for the first $3,000. And then 80/20 up to the first $7,000.
The ACA benefited a lot of people. If you're an older student living at home. If you have a pre-existing condition. If you develop a catastrophic illness. But if you're not in one of those benefited groups then you are paying for those benefited groups.
- jws 14y ago$216 sounds like only your part of the payment. Do you know how your employer's contribution (the bulk of the total cost) changed? Sounds like they saved a lot of money.
- MrUnknown 14y agoThis is exactly it. The company I work for is fairly open, and I know how much they pay every pay period for my health insurance, and it is about 3x as much as I pay for the plan. This guy's company sounds like they changed providers, pushed almost all the cost to the employee (under the mask that it costs the employee the same), is saving a ton of money, but tells the employees to blame the ACA. While I work for a decent company, they even tried to blame some crap on the ACA trying to explain why the premiums went up this year. Except, they went up the same amount the year before, and the one before that also.
- LekkoscPiwa 14y agoyeah, and that's called inflation and is the direct result of the Government actions and not your employers fault.