Throw in on-site daycare and you'll have a very attractive deal. Did you find insurance that the employees can keep at the same rate even if the company folds

Throw in on-site daycare and you'll have a very attractive deal. Did you find insurance that the employees can keep at the same rate even if the company folds or they're terminated? I heard someone talking about your problem #4 and how they'd helped a bit by at least keeping anyone from having ballooning costs.