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Excellent point. Leaving insurance decisions to the individual would take these issues out of your hands, and let you operate more efficiently. And to elabora
by mgkimsal 14y ago
Excellent point. Leaving insurance decisions to the individual would take these issues out of your hands, and let you operate more efficiently. And to elaborate on the employee side, employees wouldn't have to feel so tied down to particular employment situations simply because of health issues.
- nijk 14y agoInsurance is fundamentally a group activity --it is a shared risk pool. There is no such thing as individual insurance. The question is how groups are formed. Currently, US does it around business units. UK does nationwide. Somalia does individual, AKA, no insurance.
- mgkimsal 14y agoGood point. Using those terms, doing it around business units seems to be more harmful than doing it around an entire nation (or even just a state). Tying to a business/company means people themselves are artificially tied to a particular company when they might be better suited (talent/skills/lifeneeds) to be at a different company.