The reason credit cards are less secure, is because there is no need for them to be secure. Anytime something goes wrong, there is a staff of people, paid for

The reason credit cards are less secure, is because there is no need for them to be secure. Anytime something goes wrong, there is a staff of people, paid for by those high credit card merchant fees, able to reverse any transaction. Since the transactions are reversible, there's not much need for security.