Looks like we're having the same discussion as we had a few days ago [1], with all the same irrational dismissals. I might as well go ahead and grab the top co

Looks like we're having the same discussion as we had a few days ago [1], with all the same irrational dismissals. I might as well go ahead and grab the top comment again... It's unfortunate that the author uses the term "retire" in this context, since that seems to be the thing people pick up on when deciding that this is all totally impossible and made up and won't work anymore and so forth. Instead, how about we come up with a better word for "hitting a point where you never ever have to save even a single dollar ever again". That is, after you've socked away a certain amount, you can stop actively saving and the market will take care of your retirement planning from there on out. So sure, you can stop working at that point and scrimp along. But you can also take a silly bartending job on the beach and spend every last penny you bring in. Or you can go do a crazy startup and know that nobody will take away your house if you blow it. That's a pretty nice place to be. So yes, we're agreed that it doesn't mean you get to buy a tropical island and pay your servants for the next sixty years. It just means that you're now officially free to coast. I'd highly recommend getting yourself to that spot. Life's pretty nice thereafter. [1] https://news.ycombinator.com/item?id=5616143 https://news.ycombinator.com/item?id=5616143