The idea to "retire" and live like a rat is somehow not convincing for me. I have over $100k in savings and probably could retire on it in India or Eastern Euro

The idea to "retire" and live like a rat is somehow not convincing for me. I have over $100k in savings and probably could retire on it in India or Eastern Europe (i.e. Ukraine has $6k gdp). But that would be dishonest to use word retire in that case. To take it to another extreme to put my point across: You retire at young age because you can live comfortable not because you can live in India on $1 a day. I'll work till I can. And retire when I can't anymore. What is dude going to do when he gets - God forbid - a cancer and $100k in the copayment bills alone? Did he save for his kids education? I mean who is he kidding?