"my friends were beat up to surrender their pin numbers. One of my friends was held for 7 hours [...] He lost all of his money." That's horrible. Not to try to

"my friends were beat up to surrender their pin numbers. One of my friends was held for 7 hours [...] He lost all of his money." That's horrible. Not to try to minimize, but something doesn't sound right, though (in the US). Risk of loss on debit cards should be up to $50, if you notify your bank within the first 48 hours, under the Federal Electronic Fund Transfer Act.[1] [1] https://en.wikipedia.org/wiki/Debit_card#United_States https://en.wikipedia.org/wiki/Debit_card#United_States