Sorry, it was $180/mo. but I've never met anyone that ever paid that much unless they were a seriously bad driver or wealthy. Most students I knew were driving

Sorry, it was $180/mo. but I've never met anyone that ever paid that much unless they were a seriously bad driver or wealthy. Most students I knew were driving an old beater or the family car. The former (like me) would find whatever was cheapest and the latter had it included in the parents insurance so didn't know their exact contribution. Speeding tickets were the main way to lose your license. Most families can tolerate the bump in adding a teenage driver, almost none will be as forgiving when the rates go up even after 1 ticket.