You are not getting it :) The beauty is you keep the profit while the lost is socialized either via bailout or bankruptcy. That is why Wall Street is #1. Then

You are not getting it :) The beauty is you keep the profit while the lost is socialized either via bailout or bankruptcy. That is why Wall Street is #1. Then you start another Wall Street firm. Ben will chip in the funding for basically free if you are well connected. (This is also why Wall Street pays out all profit to real people, instead of keeping it within the firm.)