Thanks for pointing out the distinction. You're right that this is what I was going for, but the articles I've seen thus far about the inaccuracies in Excel dea

Thanks for pointing out the distinction. You're right that this is what I was going for, but the articles I've seen thus far about the inaccuracies in Excel deal mainly with the poor capabilities of the optimization routines, RNG, and distribution functions. If you're balancing a budget with numbers that involve 2 decimals or taking measures of central tendency on similarly-scaled values, Excel isn't woefully inadequate.