This is an excellent point, the site says "Up to 10,000 for businesses, with the possibility of increasing it". So obviously he's opened a brand new account, an

This is an excellent point, the site says "Up to 10,000 for businesses, with the possibility of increasing it". So obviously he's opened a brand new account, and then tried to pull more money than he's authorized for. That seems like it would take some time, and I would have talked to Dwolla before I had them send the money. On a side note, I love their payment method comparison matrix (on the page you linked). It's factual, but a bit cutesy, and just a little bit mean to Paypal (who totally deserve it).