People often pay double the cost of the house, so on average (for the life of the loan), half of your mortgage payment is equity. In the beginning the vast majo

People often pay double the cost of the house, so on average (for the life of the loan), half of your mortgage payment is equity. In the beginning the vast majority (90%+) is interest. Here's a calculator I whipped up: http://instacalc.com/1737 http://instacalc.com/1737 (adjust the numbers as you need; this is a side project of mine).