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You missed the step where you have to find all charges going to your old CC and then deal with moving every one of those accounts to your new one when it gets t
by icey 14y ago
You missed the step where you have to find all charges going to your old CC and then deal with moving every one of those accounts to your new one when it gets there. Hopefully you don't incur any late fees while you're going through the process!
Kind of sucks to have to spend hours doing that for someone else's oversight. It's not the end of the world, but it paints a clear picture about where a company's priorities are.
- hosay123 14y agoMaybe I'm weird, but I know exactly which binding credit agreements I'm in and how they're paid, and definitely none of them get paid using another binding credit agreement. :)
- jlgreco 14y agoI mean, I know all that I'm in, but I can definitely see myself missing one or two if asked on the spot to recall all of them. Phone, cable, AWS, gym, power, garbage/etc, insurance,... I'm sure there are one or two others. Even if there aren't, I'd feel compelled to go through everything to make sure there aren't more. Even just dealing with all of those is going to be a pain in the ass though. I'd probably end up spending hours all together just on hold with some of those people. Edit: Netflix. I forgot Netflix.
- chc 14y agoYou don't pay for Netflix, Adwords, Amazon Prime, AWS, etc. using a card? If so, yes, I think you're weird. What do you do? Give them all your bank details?
- hosay123 14y agoNone of those are binding credit agreements, which was OP's complaint
- chc 14y agoI'm confused. The person you were replying to said: > you have to find all charges going to your old CC and then deal with moving every one of those accounts to your new one when it gets there. Hopefully you don't incur any late fees while you're going through the process!
- hosay123 14y agoI've never been charged a late fee by a firm I didn't have a credit agreement with. Perhaps other parts of the world are more insane, but here that is definitely not commonplace.
- chc 14y agoI don't know who does and who doesn't, honestly. I try to avoid being delinquent. I know from the last time I had to change my card that my phone provider and ISP certainly do. Anybody who charges you on a recurring basis certainly can — they just add the amount to your next bill. They won't take you to court for it, but it will be added to the amount that you must pay or be disconnected.
- lsaferite 14y agoI think the key here is "Hopefully you don't incur any late fees while you're going through the process!"
- icey 14y agoSorry, I should have said "fees". I've recently had to deal with this process, and I've found a few vendors who charge a penalty if the attempt to charge my card doesn't go through for any reason.