>Sadly the lack of informing me about LTD or any options was the "communication issue" I mentioned about my former workplace. In addition, they're no longer in

>Sadly the lack of informing me about LTD or any options was the "communication issue" I mentioned about my former workplace. In addition, they're no longer in business If there was a policy covering you, them being out of business may not matter there. Something to check into at least (sounds like you might have already). Good luck!