I have two toddlers, a third on the way, and no savings. I have discipline and had a plan (and had savings). The plan went wrong. For the time being I do have

I have two toddlers, a third on the way, and no savings. I have discipline and had a plan (and had savings). The plan went wrong. For the time being I do have job security and it is what I need at this stage in my life. That will change (hopefully), but the 9-5 is a godsend right now. Plans and discipline don't have guaranteed "security" either, so beware.