i don't think it discourages exchange. After all this bitcoin hoopla i saw bitcoinstore which has significant discounts on items over amazon. The next time I

i don't think it discourages exchange. After all this bitcoin hoopla i saw bitcoinstore which has significant discounts on items over amazon. The next time I have to buy something, I may use them, but I will not keep any money in bitcoins. If there is a P2P economy that processes payments for 1% of a transaction, that could be a very useful thing assuming I trust the merchant.