I'm extremely skeptical. Nowhere in PayPal's terms of use does it mention restricting use of a VPN. The only similar restriction I can find is against using an

I'm extremely skeptical. Nowhere in PayPal's terms of use does it mention restricting use of a VPN. The only similar restriction I can find is against using an anonymizing proxy which seems like a reasonable restriction. However I'll take the author at his word for a moment. Judging from the content on the author's blog, I think it's fair to assume he lives in Europe (where PayPal is regulated as a bank). Where does his VPN reside? It's certainly possible that it resides in a region that is regulated differently. One could look at this situation similarly to how YouTube, Hulu, Netflix, BBC, etc, block by region; not because they want to but because they have to. In the case of the mentioned sites, because of licensing terms, and in PayPal's case, because of financial regulations.