Sure people had houses before mortgages. They had sucky self-built houses on land they didn't own but rented, and nobody had any incentive to sell land, especia

Sure people had houses before mortgages. They had sucky self-built houses on land they didn't own but rented, and nobody had any incentive to sell land, especially not to small time buyers. The UK still has the remains of that system, though there it's watered down enormously. Do you agree that bitcoin massively disincentivizes spending anything but tiny amounts of currency ? Or at least, that it would have that effect if it was the only currency.