As you said, it's too soon to tell. I think a lot of consumers (me included) aren't tapped out - they've been furiously saving money since September or October,

As you said, it's too soon to tell. I think a lot of consumers (me included) aren't tapped out - they've been furiously saving money since September or October, and are feeling the urge to spend. Admittedly I live in a government town so we're somewhat sheltered but the lineups I see in stores (which have cut back on staff) are getting pretty long and annoying.