I'll grant you the ethics issue, but the entire healthcare industry is now riddled with so many perverse incentives that ethics barely even enter the picture an

I'll grant you the ethics issue, but the entire healthcare industry is now riddled with so many perverse incentives that ethics barely even enter the picture anymore. However, consider your question in the abstract: is a buyer entitled to the products or services of a seller on terms the buyer deems fair? (Solve for any values of 'buyer', 'seller', and 'fair').